Personal Injury
Car Accident Lawyer
Hurt in a crash on I-44, Route 66, or a county road? The insurance company started building its case the same day. You should too.
Most people deal with a serious car accident once in their life. The adjuster calling you handles them all day, every day, and their job is to close your claim for as little as possible. That imbalance — not the facts of the crash — is why so many people accept far less than their claim is worth.
What Makes These Cases Different
The recorded statement is not routine
An adjuster will often call within days asking for a recorded statement while you are still medicated, still getting tests back, and still unsure how badly you are hurt. Anything you say about feeling "okay" becomes part of the file permanently. You are generally not required to give the other driver's insurer a statement at all.
Injuries show up late
Soft-tissue damage, concussions, and back injuries frequently do not present fully for days or weeks. Settling before you know your diagnosis means settling for a number based on incomplete information — and a signed release usually ends the matter for good, even if you get worse.
Evidence disappears fast
Vehicles get repaired or scrapped, intersection and business camera footage is overwritten on a cycle measured in days or weeks, and skid marks wash away. The sooner someone moves to preserve that material, the more of it still exists.
Your own policy may matter more than theirs
If the at-fault driver carries minimum limits or no insurance at all — common on rural Missouri roads — your uninsured and underinsured motorist coverage can become the primary source of recovery. That means negotiating with your own insurer, which is its own kind of fight.
When to Call Us
- You were injured in a collision someone else caused
- An adjuster is pressuring you to give a recorded statement or sign a release
- The insurer is disputing who was at fault, or blaming you for part of it
- Your medical bills exceed what is being offered
- The at-fault driver was uninsured or carried minimum limits
- You were hit by a driver on the job, or by a rideshare or delivery driver
What We Do for You
- Take over all communication with the adjusters so you stop being interviewed
- Move quickly to preserve vehicles, photographs, and any available camera footage
- Obtain the crash report, scene evidence, and witness accounts
- Assemble the full medical picture, including care you will still need
- Identify every available policy, including uninsured and underinsured coverage
- Negotiate from a prepared position — and file suit if the offer stays unreasonable
Frequently Asked Questions
Should I talk to the other driver's insurance company?
You generally have no obligation to give the other driver's insurer a recorded statement, and doing so early rarely helps you. You do typically have duties to cooperate with your own insurer under your policy. If you are unsure which is which, that alone is worth a phone call before you answer any more questions.
How long do I have to file a car accident claim in Missouri?
Missouri sets filing deadlines, and they can differ depending on who you are suing — an individual driver, an employer, or a government entity, which often carries much shorter notice requirements. Missing the deadline generally ends the claim regardless of how strong it was, so confirm your specific date with an attorney rather than assuming.
What if I was partly at fault?
Being partly at fault does not automatically bar a claim in Missouri, though it can reduce what you recover. Insurers know this and frequently assign more blame to injured people than the evidence supports, because every percentage point is money off their exposure. How fault gets apportioned is worth contesting.
What does it cost to hire you?
We handle injury cases on a contingency fee — no fee up front, and we are paid a percentage only if we recover for you. The consultation itself is free and confidential.
This page is attorney advertising and general information, not legal advice, and it does not create an attorney-client relationship. Every case turns on its own facts. Past results do not guarantee future outcomes.
Injured? Talk to a Missouri Car Accidents Attorney.
Your consultation is free and confidential. No fee unless we recover for you.
No fees unless we win your case • Available evenings and weekends by appointment